Join the Foremost SME Banking Meeting Platform for Truly Unmatchable Learning & Networking Experience. SME Banking Forum will emphasis on unsecured lending through addressing its conventional business risks characterized by lacking credit data, potentially high NPL rates, sophisticated segmenting strategies, challenging processes of products development & relationship management, as well as high operational expenses (OPEX) that are pressing senior commercial/SME Banking decision-makers determined and committed to refining benchmarkable practices to increase SME Lending rates and acquire more significant share across all fast-growing regions in Africa.
SME Banking continues to be highly sophisticated for key players across the value chain including SME Banks, Commercial Banks, State Banks, policies makers as well as credit guarantors. Whilst local, regional and international banks are pushing for growth in SME financing, lending environment remains unexpectable due to various risk factors relating to SMEs’ management transparency, financial monitoring, credit history & worthiness, collateral reliability, heterogeneous banking requirements, banking products distribution & operational costs, …, as well as banks’ internal appetite for SME Lending. As a result, SMEs in Africa continues to be the most financially underserved and unserved with access to banks’ finance across all regions making up just average 8-20% of total banks’ loans. Without capital support – a critical tool to encourage entrepreneurism.